Enterprise Insurance Identity Platform · Built for Carriers

One Scan. Every Critical Detail.
When Lives Depend on It.

Vericoo gives your policyholders a digital identity card that does what paper never could — protect them in an emergency and put the right information in the right hands, instantly.

See how it works
No self-service signup
White-labeled to your brand
Trial-ready within agreed timeline
Meridian Insurance
Insurance ID

James R. Thornton

DOB: 14 Mar 1971 · Member since 2018

AutoMER-AU-4821-77
HomeMER-HO-2204-33
LifeMER-LF-9951-02
Emergency ContactSarah Thornton · +1 416 555 0182
How It Works

From Enrollment to Emergency.
One Platform.

Designed to work with your existing systems — not replace them.

1
ConfigureBuilt Around Your Workflows

Our implementation team works directly with you to configure the platform to your brand, workflows, and policyholder needs — before a single card goes live.

2
IssueDigital Cards, On Demand

Digital cards are issued to policyholders via email — at enrollment, renewal, or on-demand. Fully branded to your specifications, ready the moment your policyholder needs it.

3
AccessInstant, Logged, Controlled

Policyholders, adjusters, and first responders access the right information instantly — with every event logged. No app needed. Identity verified in seconds.

4
AccelerateData at Every Touchpoint

Reporting data surfaces at multiple touchpoints — from emergency access events to policyholder engagement — giving your operations team the intelligence to act faster.

The Problem

Insurance's Moment of Truth Is Broken.

When a policyholder needs help most — at the scene of an accident, in an emergency room, filing a first notice of loss — the information infrastructure fails them.

Delayed claims. Frustrated families. Unnecessary costs. Missed moments where your brand could have been the hero.

Vericoo changes that entirely.

📋
32 daysAverage time to complete a property claim from filing to resolution in 2025 — up from 24 days the prior year
⚙️
50%+Of claims activities could be automated by 2030 — yet most carriers still rely on manual, paper-based identity verification at FNOL
< 3 secTime for a first responder to access complete identity and policy details via Vericoo

Sources: Talli Claims Industry Statistics 2025 · McKinsey 'Elevating Customer Experience in Insurance' 2023 · McKinsey Insurance Practice Analysis 2024

Policyholder Safety

Your card should identify your customer before they can identify themselves.

In a serious accident or medical emergency, your policyholder may be unconscious or unable to communicate. Vericoo turns their insurance card into a life-safety tool — giving first responders the information they need, instantly.

Emergency Profile — Visible on Scan
NameSarah M. Thompson
Blood TypeO+
AllergiesPenicillin
Emergency ContactJames Thompson
CarrierYour Insurance Co. · #EN-2024-88741
Claims Line1-800-XXX-XXXX

* Content shown is policyholder-configured. Full PII and policy details require authenticated access.

🚑

Instant identity for first responders

A paramedic or ER nurse scans the QR code and immediately sees the policyholder's name, emergency contacts, and critical medical flags — no app, no account, no delay.

🔐

Privacy-controlled emergency profile

Policyholders choose exactly what appears in an emergency scan — only the essentials surface, with full PII protected behind authenticated access.

📋

Critical medical details on the same scan

Blood type, medications, allergies, and emergency contacts are immediately visible to first responders. Insurance policy details remain protected behind the policyholder's PIN.

🔒

Policy details secured behind PIN

Insurance policy details are visible only to the policyholder and their designated emergency contacts — protected behind a personal PIN stored in a secure, authenticated drop-down. This architecture supports HIPAA and SOC 2 compliance standards.

Platform Capabilities

Built for Enterprise Insurance.
Not Adapted for It.

Every capability is designed around the workflows your claims team, operations leaders, and InfoSec team actually live in.

🚨

Emergency Access Layer

QR-triggered emergency profiles surface critical identity data to first responders instantly — no app, no login, no friction. Policy details remain behind the policyholder's PIN.

🤖

AI Capabilities

AI-generated summaries of policyholder activity, emergency access events, and engagement data — turning raw scan data into actionable intelligence for your operations team.

🌐

Multilingual Platform

Built to serve diverse policyholder populations. Supports multiple languages — ensuring every policyholder can access and understand their information, regardless of language.

🏢

White-Label Customization

Every policyholder-facing touchpoint carries your brand. Fully white-labeled to your specifications — delivering a seamless, on-brand experience from enrollment through every interaction.

📊

Business Intelligence Dashboard

Real-time visibility into card activations, emergency access events, and policyholder engagement — dashboards that give your operations team a clear picture of platform performance.

📋

Audit Trail & Compliance Logging

Every card access event, policyholder update, and admin change is logged with timestamp, actor, and context — ready for regulatory review on demand.

🎨

Digital Card Delivery

Digital cards issued to policyholders via email, on demand — each one fully branded to your specifications, ready the moment your policyholder needs it.

🔐

Role-Based Access & Identity Mgmt

Granular RBAC with MFA enforcement and a complete audit trail at every level — giving your InfoSec team the control and visibility they require.

Claims Acceleration

When first responders access a policyholder's card at the scene, your claims team can initiate the process immediately — reducing cycle time and improving CSAT.

Use Cases

Built for the Moments
That Define Your Brand

Auto

Vehicle Accidents

A policyholder is in a collision and can't communicate. The first responder scans the QR card. Auto policy details, emergency contacts, and claim line information are displayed instantly.

Health

Medical Emergencies

A senior policyholder collapses. Their card surfaces their Medicare supplement, life policy beneficiaries, and family contact information. The right people are called. The right coverage is confirmed.

Senior Care

Dementia & Memory Care

For elderly policyholders in memory care or living alone, a caregiver or family member can access their full insurance profile at any time — no digging through files, no waiting on hold.

Family

Household Peace of Mind

Policyholders can share their QR card with a trusted family member — providing organized, always-current access to every active policy. A single source of truth for the entire household.

Onboarding

We Set You Up for Success.
You Go Live Confident.

No self-service setup. No guesswork. Dedicated implementation from day one.

Our implementation team configures the platform selectively — scoped to your brand, workflows, and policyholder base — so you go live with exactly what you need.

Your first cohort of cards can be live within a defined timeline agreed at contract signing. We will not promise a number we cannot keep.

1
Discovery & ConfigurationWe map your policy structure, branding, and integration requirements before a single card is issued.
2
White-Label SetupYour logo, your colours, your portal. Fully branded and ready for your policyholders.
3
CSV IntegrationUpload your existing policyholder data to get started quickly — no technical integration required.
4
Go LiveCards deployed across your entire base — live when you are, on a timeline agreed at kickoff.
Trust & Security

Built to Pass Your
InfoSec Review.

Insurance carriers handle PII, health data, and financial policy detail. We treat your compliance posture as a prerequisite, not an afterthought.

🛡️

SOC 2 Path

Security controls and audit logging built toward SOC 2 Type II attestation

🌍

Data Residency Options

Choose your data geography — US, EU, and Canadian residency available

🏥

HIPAA-Aligned Architecture

Built on HIPAA technical safeguard principles — access controls, audit logging, MFA, and session management for PHI-adjacent environments

🔍

Full Audit Logging

All admin actions and QR scan events logged with tamper-evident, append-only records — indexed by actor, action, and timestamp

Enterprise Only

Your Policyholders Deserve
More Than a Paper Card.

Vericoo is a new dimension of policyholder protection — giving carriers the tools to show up when it matters most. White-labeled. Configured for you. Trial-ready within a defined timeline agreed at contract signing.

No self-service signup. Direct enterprise onboarding only.

No self-service signup
Fully configured for you
Trial period available
White-labeled to your brand